info@minervacapital.in Timings: 10:00 a.m. to 06:00 p.m. (Monday to Saturday except public holidays)
RBI Registered NBFC · CoR No. N-14.03522
Minerva Capital — Financing Happiness
Welcome to Minerva Capital

Financing Happiness,
one household at a time.

Small business and personal loans for daily needs — instant, collateral-free credit through fully online documentation, with flexible repayment tenures built around you.

2019Conceptualised
RBIRegistered NBFC
Achieving your financial goals with Minerva Capital

Quick & Easy Loan Approvals

Fast, paperless sanctioning so funds reach you when they matter.

Easy & Flexible Payment

Repayment tenures designed around your cash flows.

Secure & Transparent Process

Clear terms, fair practices and complete data confidentiality.

Minerva Capital — inclusive lending Serving households and small businesses
Who We Are

An inclusive financial model for a financially independent India.

Our Vision

To provide loans for personal and professional enhancement to individuals and households by leveraging on technology, a proficient sales team and inclusive policies. The company has a vision to serve every emerging need of communities, families, students and other individuals.

Our Mission

The company’s mission is to explore potential markets and understand the prevalent banking and finance needs of the underserved. Its long-term mission is to make every effort to refine its quality of services in order to offer the best.

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Services That We Are Providing

We will match you with a loan program that meets your financial need.

We provide instant loans through online platforms without pledging any guarantee or collateral, with fully online documentation. You can repay your loan over flexible repayment tenures.

Explore Services

Freedom Business Loan

A unique secured loan that gives borrowers the freedom to use the loan without any usage restrictions.

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Freedom Home Loan

Home loan on GPA property — helping borrowers buy, construct or take over their dream home.

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Team / Management

Take a look to our professional team members.

Mr. Sudhangshu Shekhar Biswal
Founder & Director

Mr. Sudhangshu Shekhar Biswal

An accomplished Chartered Accountant (CA) and Cost & Management Accountant (CMA), with a program in Strategic Finance from the Asian Institute of Management (AIM), Manila. More than 25 years of cross-functional leadership experience across corporate strategy, fund raising, treasury, taxation and board compliance.

Mr. Surendra Kumar Behera
Director

Mr. Surendra Kumar Behera

Director of Minerva Capital Private Limited with 36 years of rich experience in all facets of Banking.

Ms. Sunita Bal
Director

Ms. Sunita Bal

Director of Minerva Capital Private Limited with 20 years of rich experience across various domains of Financial Operations.

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Fair Practice Code
Investor Relations

Fair Practice Code

The Fair Practice Code (FPC) has been formulated by Minerva Capital Private Limited, in pursuant to the guidelines issued by Reserve Bank of India vide Master Direction no. DNBR.PD.007/03.10.119/2016-17 dated September 01, 2016 for Non-Banking Financial Company –Non-Systemically Important Non-Deposit taking Company (Reserve Bank) Directions, 2016, as amended from time to time to ensure better service quality and bring in more transparency in the loan process and also to provide effective good practices to be followed by the Company in respect of financial services offered to the customers. The FPC also aims in enhancing customer satisfaction and minimizing customer complaints.

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Our Partners

See list of our banking partners.

HDFC Bank
YES Bank
Our Bureau Partners

Few of our bureau partners.

CRIF High Mark
TransUnion CIBIL
Experian
Equifax

Ready to take the next step?

Tell us what you need — our team will match you with the right loan program.

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